Loan Covenants that May Affect You When Borrowing From a Bank

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It is inevitable to live without debt. Huge capital investments like buying a car or new machine for your business requires tonnes of money that you may not readily have. Thankfully, financial institutions like banks offer credit services where you can borrow a large sum of money and repay it in manageable bits over a certain period. Notably, banks must protect themselves by ensuring that the money they lend out is paid back agreed.

18 August 2016

Getting a car loan after identity theft

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If you've had your identity used to commit credit fraud, you can often find it hard to get loans in the future. Many people don't even realise that they have a bad credit rating until they head in for a car loan or similar credit facility and get rejected. Here are some tips to get you on the road.  Get a copy of your credit report It's free and easy to access your credit report through the3 credit reporting bureaus.

9 August 2016