If it's time to buy a used car at last, there are several ways that you can prepare. You may have decided to work with an independent dealership because they offer easier financing than the larger financing companies or auto dealerships. Whilst easier used car finance is always a benefit, independent dealerships can work differently. Here's what you need to know -- and what you need to do -- before visiting the independent dealership to secure your used car loan.
21 February 2018
For a good number of Australians, the only way purchasing a car would be financially feasible would be if they secure a car loan. However, the process of getting a loan should not be simplified into just applying and waiting for a positive response. With a wide assortment of lenders to choose from, you would be best advised to know what your individual needs are as well as how to keep your overall costs low.
30 October 2017
It is inevitable to live without debt. Huge capital investments like buying a car or new machine for your business requires tonnes of money that you may not readily have. Thankfully, financial institutions like banks offer credit services where you can borrow a large sum of money and repay it in manageable bits over a certain period. Notably, banks must protect themselves by ensuring that the money they lend out is paid back agreed.
18 August 2016
If you've had your identity used to commit credit fraud, you can often find it hard to get loans in the future. Many people don't even realise that they have a bad credit rating until they head in for a car loan or similar credit facility and get rejected. Here are some tips to get you on the road. Get a copy of your credit report It's free and easy to access your credit report through the3 credit reporting bureaus.
9 August 2016